Limitless 2% money rewards — Cardholders earn an infinite 2% money rewards on purchases, with no classes to activate or earnings limits to trace.
There are different playing cards that provide greater money again charges on sure classes, and whereas they are often value it, they do require extra effort. And so they usually are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Energetic Money® Card is ideal for somebody that desires an easy-to-use card that also gives excessive rewards: you’ll earn a best-in-class flat rewards immediately in your purchases — with no limits or hoops to leap by.
$200 money rewards sign-up bonus — New Wells Fargo Energetic Money® Card holders can earn a $200 money rewards sign-up bonus for spending simply $500 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual charge, nevertheless it’s additionally one of many issues that units this Wells Fargo bank card aside from different 2% again playing cards. We’ve but to return throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.
15-month 0% APR intro supply — New cardholders can take pleasure in 0% intro APR on each new purchases and eligible steadiness transfers for a full 15 months. (After that interval, a go-to charge of 20.24%, 25.24%, or 29.99% Variable APR applies.) That is an ideal supply, even when in comparison with playing cards marketed only for a 0% intro APR. It implies that this card will permit you to keep away from curiosity on purchases and steadiness transfers into 2025!
Remember the fact that steadiness transfers must be made throughout the first 120 days to qualify for a diminished rate of interest and a decrease steadiness switch charge.
No annual charge — In lots of instances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Energetic Money® Card, which sports activities a $0 annual charge.
Cellular phone safety — With the worth of a typical cellular phone within the a whole bunch of {dollars}, having some type of insurance coverage is a good suggestion. With this Wells Fargo card, you may get built-in cellular phone safety of as much as $600 simply by paying your cellular phone invoice along with your card. Protection is topic to a $25 deductible.